Call reports 2025
AFFINITY BANK, NATIONAL ASSOCIATION — 2025
What AFFINITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 911,705,000 | 932,750,000 | 924,941,000 | 881,423,000 |
| Total loans | 721,250,000 | 731,198,000 | 729,599,000 | 742,769,000 |
| Allowance for loan losses | 8,471,000 | 8,564,000 | 8,579,000 | 9,005,000 |
| Securities available for sale | 40,978,000 | 40,739,000 | 44,668,000 | 38,759,000 |
| Securities held to maturity | 27,383,000 | 24,403,000 | 19,254,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 739,223,000 | 757,259,000 | 745,978,000 | 703,315,000 |
| Interest-bearing deposits | 576,691,000 | 597,486,000 | 588,793,000 | 562,239,000 |
| Noninterest-bearing deposits | 162,532,000 | 159,773,000 | 157,185,000 | 141,076,000 |
| Equity capital | 106,961,000 | 109,841,000 | 113,198,000 | 112,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 12,076,000 | 24,869,000 | 37,765,000 | 50,908,000 |
| Interest expense | 4,808,000 | 9,888,000 | 15,072,000 | 20,014,000 |
| Net interest income | 7,268,000 | 14,981,000 | 22,693,000 | 30,894,000 |
| Noninterest income | 600,000 | 1,241,000 | 1,906,000 | 2,559,000 |
| Noninterest expense | 5,631,000 | 11,000,000 | 16,295,000 | 21,645,000 |
| Provision for loan losses | 55,000 | 137,000 | 212,000 | 290,000 |
| Pretax income | 2,182,000 | 5,143,000 | 8,208,000 | 11,403,000 |
| Income tax | 521,000 | 1,234,000 | 1,972,000 | 2,936,000 |
| Net income | 1,661,000 | 3,909,000 | 6,236,000 | 8,467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,110,000 | 95,961,000 | 98,839,000 | 97,604,000 |
| Total capital | 102,371,000 | 105,257,000 | 108,092,000 | 107,254,000 |
| Risk-weighted assets | 811,967,000 | 822,662,000 | 818,305,000 | 810,364,000 |