Call reports 2023
AFFINITY BANK, NATIONAL ASSOCIATION — 2023
What AFFINITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 932,217,000 | 876,712,000 | 855,231,000 | 843,149,000 |
| Total loans | 661,633,000 | 663,281,000 | 661,161,000 | 660,010,000 |
| Allowance for loan losses | 9,247,000 | 9,266,000 | 9,226,000 | 8,947,000 |
| Securities available for sale | 51,154,000 | 49,930,000 | 48,012,000 | 48,561,000 |
| Securities held to maturity | 34,161,000 | 34,187,000 | 34,224,000 | 34,251,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 760,599,000 | 738,996,000 | 716,679,000 | 681,580,000 |
| Interest-bearing deposits | 566,976,000 | 556,289,000 | 538,423,000 | 519,786,000 |
| Noninterest-bearing deposits | 193,623,000 | 182,707,000 | 178,256,000 | 161,794,000 |
| Equity capital | 102,455,000 | 103,960,000 | 104,899,000 | 108,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 9,701,000 | 20,553,000 | 31,610,000 | 42,729,000 |
| Interest expense | 2,873,000 | 7,086,000 | 11,252,000 | 15,674,000 |
| Net interest income | 6,828,000 | 13,467,000 | 20,358,000 | 27,055,000 |
| Noninterest income | 632,000 | 1,374,000 | 2,023,000 | 2,598,000 |
| Noninterest expense | 5,112,000 | 10,294,000 | 15,611,000 | 20,908,000 |
| Provision for loan losses | 1,000 | 7,000 | 16,000 | 31,000 |
| Pretax income | 2,340,000 | 4,533,000 | 6,747,000 | 8,756,000 |
| Income tax | 550,000 | 1,074,000 | 1,598,000 | 2,049,000 |
| Net income | 1,790,000 | 3,459,000 | 5,149,000 | 6,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,112,000 | 91,153,000 | 93,230,000 | 95,335,000 |
| Total capital | 98,714,000 | 100,685,000 | 102,832,000 | 104,858,000 |
| Risk-weighted assets | 767,896,000 | 762,254,000 | 767,967,000 | 768,370,000 |