Call reports 2022
AFFINITY BANK, NATIONAL ASSOCIATION — 2022
What AFFINITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 759,980,000 | 766,352,000 | 776,600,000 | 791,958,000 |
| Total loans | 601,762,000 | 623,432,000 | 650,401,000 | 646,253,000 |
| Allowance for loan losses | 8,818,000 | 9,021,000 | 9,336,000 | 9,340,000 |
| Securities available for sale | 45,911,000 | 44,551,000 | 41,878,000 | 45,923,000 |
| Securities held to maturity | 0 | 0 | 0 | 26,527,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 635,715,000 | 633,071,000 | 652,385,000 | 668,973,000 |
| Interest-bearing deposits | 426,002,000 | 427,997,000 | 441,235,000 | 468,114,000 |
| Noninterest-bearing deposits | 209,713,000 | 205,074,000 | 211,150,000 | 200,859,000 |
| Equity capital | 102,576,000 | 102,508,000 | 102,952,000 | 100,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,243,000 | 14,862,000 | 23,042,000 | 31,992,000 |
| Interest expense | -428,000 | 129,000 | 871,000 | 2,556,000 |
| Net interest income | 7,671,000 | 14,733,000 | 22,171,000 | 29,436,000 |
| Noninterest income | 661,000 | 1,403,000 | 2,084,000 | 2,617,000 |
| Noninterest expense | 5,668,000 | 10,797,000 | 16,167,000 | 21,607,000 |
| Provision for loan losses | 253,000 | 482,000 | 674,000 | 742,000 |
| Pretax income | 2,411,000 | 4,857,000 | 7,414,000 | 9,704,000 |
| Income tax | 564,000 | 1,144,000 | 1,760,000 | 2,287,000 |
| Net income | 1,847,000 | 3,713,000 | 5,654,000 | 7,417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,751,000 | 87,810,000 | 90,090,000 | 87,397,000 |
| Total capital | 93,879,000 | 96,351,000 | 99,032,000 | 96,612,000 |
| Risk-weighted assets | 649,560,000 | 682,874,000 | 714,968,000 | 737,120,000 |