Call reports 2020
AFFINITY BANK, NATIONAL ASSOCIATION — 2020
What AFFINITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 645,988,000 | 909,926,000 | 887,993,000 | 852,952,000 |
| Total loans | 525,574,000 | 641,091,000 | 629,412,000 | 598,166,000 |
| Allowance for loan losses | 4,666,000 | 4,997,000 | 5,725,000 | 6,377,000 |
| Securities available for sale | 18,455,000 | 19,387,000 | 25,255,000 | 24,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 502,358,000 | 629,923,000 | 628,639,000 | 642,992,000 |
| Interest-bearing deposits | 397,750,000 | 454,342,000 | 449,938,000 | 479,347,000 |
| Noninterest-bearing deposits | 104,608,000 | 175,581,000 | 178,701,000 | 163,645,000 |
| Equity capital | 72,476,000 | 78,866,000 | 80,338,000 | 82,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,459,000 | 13,324,000 | 20,093,000 | 26,681,000 |
| Interest expense | 1,506,000 | 3,089,000 | 4,496,000 | 5,528,000 |
| Net interest income | 4,953,000 | 10,235,000 | 15,597,000 | 21,153,000 |
| Noninterest income | 749,000 | 1,717,000 | 4,052,000 | 5,977,000 |
| Noninterest expense | 6,869,000 | 11,273,000 | 15,850,000 | 20,700,000 |
| Provision for loan losses | 507,000 | 807,000 | 1,413,000 | 2,024,000 |
| Pretax income | -1,674,000 | -124,000 | 2,387,000 | 4,407,000 |
| Income tax | -607,000 | -273,000 | 316,000 | 806,000 |
| Net income | -1,067,000 | 149,000 | 2,071,000 | 3,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,301,000 | 57,693,000 | 59,299,000 | 61,290,000 |
| Total capital | 55,967,000 | 62,690,000 | 65,024,000 | 67,667,000 |
| Risk-weighted assets | 534,035,000 | 545,455,000 | 537,941,000 | 522,911,000 |