Call reports 2019
AFFINITY BANK, NATIONAL ASSOCIATION — 2019
What AFFINITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 309,909,000 | 306,613,000 | 310,310,000 | 319,202,000 |
| Total loans | 239,575,000 | 247,913,000 | 252,168,000 | 252,119,000 |
| Allowance for loan losses | 4,166,000 | 4,225,000 | 4,242,000 | 4,162,000 |
| Securities available for sale | 21,135,000 | 20,804,000 | 4,047,000 | 3,818,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,037,000 | 237,045,000 | 241,627,000 | 250,153,000 |
| Interest-bearing deposits | 197,858,000 | 194,202,000 | 198,647,000 | 208,632,000 |
| Noninterest-bearing deposits | 43,179,000 | 42,843,000 | 42,980,000 | 41,521,000 |
| Equity capital | 61,336,000 | 61,844,000 | 61,894,000 | 62,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,506,000 | 7,150,000 | 10,859,000 | 14,456,000 |
| Interest expense | 571,000 | 1,154,000 | 1,769,000 | 2,456,000 |
| Net interest income | 2,935,000 | 5,996,000 | 9,090,000 | 12,000,000 |
| Noninterest income | 481,000 | 1,070,000 | 1,669,000 | 2,177,000 |
| Noninterest expense | 3,186,000 | 6,573,000 | 10,337,000 | 13,288,000 |
| Provision for loan losses | 9,000 | 48,000 | 60,000 | 62,000 |
| Pretax income | 221,000 | 445,000 | 509,000 | 974,000 |
| Income tax | 9,000 | 43,000 | 45,000 | 134,000 |
| Net income | 212,000 | 402,000 | 464,000 | 840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,123,000 | 61,416,000 | 61,672,000 | 62,349,000 |
| Total capital | 63,797,000 | 64,202,000 | 64,448,000 | 65,217,000 |
| Risk-weighted assets | 212,488,000 | 221,490,000 | 220,630,000 | 228,156,000 |