Call reports 2018
AFFINITY BANK, NATIONAL ASSOCIATION — 2018
What AFFINITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 292,476,000 | 294,974,000 | 308,040,000 | 309,070,000 |
| Total loans | 231,327,000 | 227,692,000 | 226,904,000 | 231,711,000 |
| Allowance for loan losses | 4,187,000 | 4,030,000 | 3,934,000 | 4,049,000 |
| Securities available for sale | 22,791,000 | 22,197,000 | 21,349,000 | 21,140,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,730,000 | 218,621,000 | 232,197,000 | 233,244,000 |
| Interest-bearing deposits | 176,162,000 | 177,813,000 | 188,148,000 | 191,285,000 |
| Noninterest-bearing deposits | 40,568,000 | 40,808,000 | 44,049,000 | 41,959,000 |
| Equity capital | 59,177,000 | 59,851,000 | 60,244,000 | 60,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,209,000 | 6,712,000 | 10,532,000 | 14,024,000 |
| Interest expense | 381,000 | 812,000 | 1,308,000 | 1,850,000 |
| Net interest income | 2,828,000 | 5,900,000 | 9,224,000 | 12,174,000 |
| Noninterest income | 681,000 | 1,578,000 | 2,175,000 | 2,623,000 |
| Noninterest expense | 3,011,000 | 6,055,000 | 9,084,000 | 12,210,000 |
| Provision for loan losses | 11,000 | 318,000 | 539,000 | 567,000 |
| Pretax income | 487,000 | 1,105,000 | 1,776,000 | 2,020,000 |
| Income tax | 78,000 | 53,000 | 205,000 | 260,000 |
| Net income | 409,000 | 1,052,000 | 1,571,000 | 1,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,384,000 | 60,126,000 | 60,658,000 | 60,880,000 |
| Total capital | 61,921,000 | 62,636,000 | 63,218,000 | 63,479,000 |
| Risk-weighted assets | 201,335,000 | 199,340,000 | 203,438,000 | 206,488,000 |