Call reports 2017
AFFINITY BANK, NATIONAL ASSOCIATION — 2017
What AFFINITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 310,800,000 | 279,028,000 | 279,492,000 | 287,260,000 |
| Total loans | 204,584,000 | 213,465,000 | 218,416,000 | 220,704,000 |
| Allowance for loan losses | 4,406,000 | 4,577,000 | 4,574,000 | 4,636,000 |
| Securities available for sale | 8,789,000 | 13,735,000 | 14,345,000 | 23,859,000 |
| Securities held to maturity | 2,500,000 | 2,500,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,017,000 | 210,672,000 | 210,430,000 | 211,814,000 |
| Interest-bearing deposits | 169,428,000 | 171,466,000 | 170,843,000 | 172,606,000 |
| Noninterest-bearing deposits | 90,589,000 | 39,206,000 | 39,587,000 | 39,208,000 |
| Equity capital | 45,842,000 | 59,847,000 | 60,192,000 | 59,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,930,000 | 6,055,000 | 9,196,000 | 12,415,000 |
| Interest expense | 248,000 | 558,000 | 893,000 | 1,261,000 |
| Net interest income | 2,682,000 | 5,497,000 | 8,303,000 | 11,154,000 |
| Noninterest income | 447,000 | 876,000 | 1,306,000 | 1,737,000 |
| Noninterest expense | 2,455,000 | 5,206,000 | 8,076,000 | 11,220,000 |
| Provision for loan losses | 10,000 | 26,000 | 37,000 | 51,000 |
| Pretax income | 664,000 | 1,141,000 | 1,496,000 | 1,620,000 |
| Income tax | 250,000 | 385,000 | 480,000 | 1,549,000 |
| Net income | 414,000 | 756,000 | 1,016,000 | 71,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,606,000 | 59,566,000 | 59,919,000 | 59,084,000 |
| Total capital | 47,695,000 | 61,785,000 | 62,189,000 | 61,505,000 |
| Risk-weighted assets | 164,792,000 | 175,150,000 | 179,303,000 | 191,473,000 |