Call reports 2016
AFFINITY BANK, NATIONAL ASSOCIATION — 2016
What AFFINITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 231,645,000 | 232,159,000 | 233,466,000 | 239,382,000 |
| Total loans | 177,269,000 | 181,706,000 | 194,789,000 | 197,332,000 |
| Allowance for loan losses | 4,298,000 | 4,395,000 | 4,310,000 | 4,382,000 |
| Securities available for sale | 0 | 0 | 0 | 1,231,000 |
| Securities held to maturity | 7,494,000 | 7,496,000 | 7,498,000 | 7,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,200,000 | 182,100,000 | 183,290,000 | 189,096,000 |
| Interest-bearing deposits | 163,763,000 | 162,488,000 | 161,367,000 | 166,467,000 |
| Noninterest-bearing deposits | 18,437,000 | 19,612,000 | 21,923,000 | 22,629,000 |
| Equity capital | 44,347,000 | 44,666,000 | 45,041,000 | 45,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,701,000 | 5,428,000 | 8,147,000 | 10,928,000 |
| Interest expense | 370,000 | 706,000 | 993,000 | 1,233,000 |
| Net interest income | 2,331,000 | 4,722,000 | 7,154,000 | 9,695,000 |
| Noninterest income | 324,000 | 707,000 | 1,180,000 | 1,594,000 |
| Noninterest expense | 2,366,000 | 4,635,000 | 6,866,000 | 9,205,000 |
| Provision for loan losses | 5,000 | 18,000 | 35,000 | 42,000 |
| Pretax income | 284,000 | 776,000 | 1,433,000 | 2,042,000 |
| Income tax | 95,000 | 268,000 | 550,000 | 780,000 |
| Net income | 189,000 | 508,000 | 883,000 | 1,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,628,000 | 44,258,000 | 44,801,000 | 45,183,000 |
| Total capital | 45,257,000 | 45,952,000 | 46,647,000 | 47,046,000 |
| Risk-weighted assets | 127,387,000 | 132,732,000 | 145,173,000 | 146,491,000 |