Call reports 2015
AFFINITY BANK, NATIONAL ASSOCIATION — 2015
What AFFINITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 228,677,000 | 226,676,000 | 226,851,000 | 227,559,000 |
| Total loans | 176,508,000 | 175,225,000 | 175,718,000 | 172,411,000 |
| Allowance for loan losses | 6,000,000 | 5,912,000 | 5,892,000 | 5,826,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,987,000 | 7,489,000 | 7,492,000 | 7,492,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,727,000 | 178,157,000 | 178,277,000 | 178,793,000 |
| Interest-bearing deposits | 166,007,000 | 163,493,000 | 162,710,000 | 161,999,000 |
| Noninterest-bearing deposits | 14,720,000 | 14,664,000 | 15,567,000 | 16,794,000 |
| Equity capital | 43,119,000 | 43,501,000 | 43,884,000 | 44,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,732,000 | 5,432,000 | 8,094,000 | 10,771,000 |
| Interest expense | 449,000 | 891,000 | 1,328,000 | 1,751,000 |
| Net interest income | 2,283,000 | 4,541,000 | 6,766,000 | 9,020,000 |
| Noninterest income | 171,000 | 409,000 | 775,000 | 1,123,000 |
| Noninterest expense | 1,800,000 | 3,702,000 | 5,701,000 | 7,866,000 |
| Provision for loan losses | 4,000 | 4,000 | 21,000 | 38,000 |
| Pretax income | 650,000 | 1,244,000 | 1,819,000 | 2,239,000 |
| Income tax | 234,000 | 445,000 | 637,000 | 783,000 |
| Net income | 416,000 | 799,000 | 1,182,000 | 1,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,468,000 | 43,099,000 | 43,572,000 | 43,841,000 |
| Total capital | 44,048,000 | 44,693,000 | 45,167,000 | 45,394,000 |
| Risk-weighted assets | 122,047,000 | 122,975,000 | 123,159,000 | 119,792,000 |