Call reports 2014
AFFINITY BANK, NATIONAL ASSOCIATION — 2014
What AFFINITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 221,742,000 | 221,093,000 | 227,829,000 | 224,712,000 |
| Total loans | 187,485,000 | 184,395,000 | 179,849,000 | 177,836,000 |
| Allowance for loan losses | 5,685,000 | 5,507,000 | 5,708,000 | 6,003,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,980,000 | 6,481,000 | 6,983,000 | 6,985,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,862,000 | 180,261,000 | 181,203,000 | 177,504,000 |
| Interest-bearing deposits | 170,253,000 | 168,581,000 | 167,258,000 | 163,574,000 |
| Noninterest-bearing deposits | 11,609,000 | 11,680,000 | 13,945,000 | 13,930,000 |
| Equity capital | 35,161,000 | 35,673,000 | 42,270,000 | 42,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,884,000 | 5,735,000 | 8,637,000 | 11,423,000 |
| Interest expense | 544,000 | 1,054,000 | 1,554,000 | 2,039,000 |
| Net interest income | 2,340,000 | 4,681,000 | 7,083,000 | 9,384,000 |
| Noninterest income | 159,000 | 322,000 | 458,000 | 693,000 |
| Noninterest expense | 1,665,000 | 3,351,000 | 5,172,000 | 7,005,000 |
| Provision for loan losses | 0 | 0 | 0 | 28,000 |
| Pretax income | 865,000 | 1,683,000 | 2,400,000 | 3,075,000 |
| Income tax | 410,000 | 715,000 | -5,165,000 | -4,923,000 |
| Net income | 455,000 | 968,000 | 7,565,000 | 7,998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,161,000 | 35,673,000 | 38,681,000 | 39,131,000 |
| Total capital | 36,748,000 | 37,236,000 | 40,214,000 | 40,659,000 |
| Risk-weighted assets | 122,890,000 | 121,126,000 | 118,445,000 | 117,798,000 |