Call reports 2013
AFFINITY BANK, NATIONAL ASSOCIATION — 2013
What AFFINITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 226,766,000 | 224,097,000 | 222,834,000 | 219,802,000 |
| Total loans | 181,894,000 | 181,712,000 | 185,942,000 | 189,272,000 |
| Allowance for loan losses | 6,434,000 | 6,541,000 | 5,944,000 | 5,738,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,626,000 | 5,518,000 | 5,427,000 | 5,418,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,147,000 | 186,895,000 | 184,791,000 | 180,798,000 |
| Interest-bearing deposits | 179,774,000 | 177,603,000 | 173,822,000 | 170,235,000 |
| Noninterest-bearing deposits | 10,373,000 | 9,292,000 | 10,969,000 | 10,563,000 |
| Equity capital | 32,678,000 | 33,162,000 | 34,041,000 | 34,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,824,000 | 5,616,000 | 8,483,000 | 11,333,000 |
| Interest expense | 682,000 | 1,344,000 | 1,981,000 | 2,583,000 |
| Net interest income | 2,142,000 | 4,272,000 | 6,502,000 | 8,750,000 |
| Noninterest income | 130,000 | 328,000 | 541,000 | 840,000 |
| Noninterest expense | 1,675,000 | 2,982,000 | 4,529,000 | 6,183,000 |
| Provision for loan losses | 1,250,000 | 1,785,000 | 1,785,000 | 1,785,000 |
| Pretax income | -653,000 | -167,000 | 729,000 | 1,622,000 |
| Income tax | 0 | 0 | 0 | 230,000 |
| Net income | -653,000 | -167,000 | 729,000 | 1,392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,678,000 | 33,162,000 | 34,041,000 | 34,705,000 |
| Total capital | 34,248,000 | 34,716,000 | 35,613,000 | 36,303,000 |
| Risk-weighted assets | 120,758,000 | 119,357,000 | 121,386,000 | 123,720,000 |