Call reports 2012
AFFINITY BANK, NATIONAL ASSOCIATION — 2012
What AFFINITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 238,999,000 | 236,084,000 | 231,302,000 | 229,753,000 |
| Total loans | 195,649,000 | 194,182,000 | 189,654,000 | 187,245,000 |
| Allowance for loan losses | 4,749,000 | 5,749,000 | 5,695,000 | 6,030,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,457,000 | 8,374,000 | 7,059,000 | 5,712,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,807,000 | 195,015,000 | 193,171,000 | 192,635,000 |
| Interest-bearing deposits | 187,754,000 | 187,052,000 | 183,235,000 | 182,853,000 |
| Noninterest-bearing deposits | 8,053,000 | 7,963,000 | 9,936,000 | 9,782,000 |
| Equity capital | 39,500,000 | 37,234,000 | 34,351,000 | 33,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,190,000 | 6,238,000 | 9,247,000 | 11,960,000 |
| Interest expense | 841,000 | 1,640,000 | 2,404,000 | 3,123,000 |
| Net interest income | 2,349,000 | 4,598,000 | 6,843,000 | 8,837,000 |
| Noninterest income | 49,000 | 100,000 | 69,000 | 0 |
| Noninterest expense | 1,660,000 | 3,281,000 | 4,890,000 | 6,474,000 |
| Provision for loan losses | 2,145,000 | 5,095,000 | 8,272,000 | 9,634,000 |
| Pretax income | -1,407,000 | -3,678,000 | -6,250,000 | -7,271,000 |
| Income tax | -187,000 | -187,000 | 119,000 | 119,000 |
| Net income | -1,220,000 | -3,491,000 | -6,369,000 | -7,390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,500,000 | 37,234,000 | 34,351,000 | 33,330,000 |
| Total capital | 41,236,000 | 38,934,000 | 35,978,000 | 34,938,000 |
| Risk-weighted assets | 135,837,000 | 131,955,000 | 126,072,000 | 124,190,000 |