Call reports 2020
FNB BANK — 2020
What FNB BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 702,832,000 | 773,197,000 | 785,315,000 | 795,734,000 |
| Total loans | 480,235,000 | 486,395,000 | 494,386,000 | 483,869,000 |
| Allowance for loan losses | 4,484,000 | 4,914,000 | 5,288,000 | 5,177,000 |
| Securities available for sale | 113,709,000 | 130,378,000 | 143,693,000 | 146,631,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 595,941,000 | 662,271,000 | 672,206,000 | 681,543,000 |
| Interest-bearing deposits | 451,793,000 | 489,240,000 | 495,055,000 | 496,101,000 |
| Noninterest-bearing deposits | 144,148,000 | 173,031,000 | 177,151,000 | 185,442,000 |
| Equity capital | 82,852,000 | 85,736,000 | 87,321,000 | 89,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,374,000 | 14,782,000 | 22,216,000 | 29,210,000 |
| Interest expense | 1,045,000 | 1,979,000 | 2,829,000 | 3,496,000 |
| Net interest income | 6,329,000 | 12,803,000 | 19,387,000 | 25,714,000 |
| Noninterest income | 1,595,000 | 2,430,000 | 3,626,000 | 5,053,000 |
| Noninterest expense | 5,475,000 | 10,983,000 | 16,745,000 | 23,012,000 |
| Provision for loan losses | 255,000 | 960,000 | 1,301,000 | 1,301,000 |
| Pretax income | 2,230,000 | 3,325,000 | 5,003,000 | 6,490,000 |
| Income tax | 264,000 | 402,000 | 553,000 | 223,000 |
| Net income | 1,966,000 | 2,923,000 | 4,450,000 | 6,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,091,000 | 73,117,000 | 74,761,000 | 77,151,000 |
| Total capital | 76,575,000 | 78,031,000 | 80,049,000 | 82,328,000 |
| Risk-weighted assets | 496,777,000 | 500,280,000 | 521,503,000 | 515,025,000 |