Call reports 2019
FNB BANK — 2019
What FNB BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 665,114,000 | 669,232,000 | 688,251,000 | 674,329,000 |
| Total loans | 458,782,000 | 466,772,000 | 475,899,000 | 475,549,000 |
| Allowance for loan losses | 4,354,000 | 4,383,000 | 4,383,000 | 4,348,000 |
| Securities available for sale | 87,607,000 | 86,715,000 | 101,286,000 | 108,582,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 582,609,000 | 582,925,000 | 585,522,000 | 583,807,000 |
| Interest-bearing deposits | 445,461,000 | 446,159,000 | 447,534,000 | 442,581,000 |
| Noninterest-bearing deposits | 137,148,000 | 136,766,000 | 137,987,000 | 141,226,000 |
| Equity capital | 79,532,000 | 82,471,000 | 84,235,000 | 85,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,599,000 | 15,498,000 | 23,180,000 | 30,960,000 |
| Interest expense | 1,028,000 | 2,139,000 | 3,297,000 | 4,434,000 |
| Net interest income | 6,571,000 | 13,359,000 | 19,883,000 | 26,526,000 |
| Noninterest income | 1,205,000 | 2,543,000 | 3,895,000 | 6,975,000 |
| Noninterest expense | 5,420,000 | 10,637,000 | 16,053,000 | 21,812,000 |
| Provision for loan losses | 426,000 | 595,000 | 696,000 | 2,926,000 |
| Pretax income | 1,930,000 | 4,670,000 | 7,029,000 | 8,763,000 |
| Income tax | 200,000 | 594,000 | 916,000 | 1,094,000 |
| Net income | 1,730,000 | 4,076,000 | 6,113,000 | 7,669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,574,000 | 70,460,000 | 71,542,000 | 73,508,000 |
| Total capital | 72,928,000 | 74,843,000 | 75,925,000 | 77,856,000 |
| Risk-weighted assets | 464,129,000 | 482,497,000 | 514,109,000 | 483,294,000 |