Call reports 2018
FNB BANK — 2018
What FNB BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 526,197,000 | 545,213,000 | 532,052,000 | 646,670,000 |
| Total loans | 372,354,000 | 375,006,000 | 376,834,000 | 475,065,000 |
| Allowance for loan losses | 3,376,000 | 3,606,000 | 3,802,000 | 3,946,000 |
| Securities available for sale | 79,474,000 | 78,378,000 | 79,467,000 | 88,421,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 468,578,000 | 486,526,000 | 471,477,000 | 551,363,000 |
| Interest-bearing deposits | 358,821,000 | 359,601,000 | 347,752,000 | 417,290,000 |
| Noninterest-bearing deposits | 109,757,000 | 126,925,000 | 123,725,000 | 134,073,000 |
| Equity capital | 55,780,000 | 57,017,000 | 58,035,000 | 80,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,644,000 | 11,603,000 | 17,963,000 | 25,506,000 |
| Interest expense | 615,000 | 1,303,000 | 1,923,000 | 2,782,000 |
| Net interest income | 5,029,000 | 10,300,000 | 16,040,000 | 22,724,000 |
| Noninterest income | 1,039,000 | 2,087,000 | 3,046,000 | 4,341,000 |
| Noninterest expense | 4,066,000 | 8,202,000 | 12,393,000 | 18,124,000 |
| Provision for loan losses | 267,000 | 534,000 | 801,000 | 1,068,000 |
| Pretax income | 1,735,000 | 3,651,000 | 5,892,000 | 7,873,000 |
| Income tax | 264,000 | 495,000 | 856,000 | 1,176,000 |
| Net income | 1,471,000 | 3,156,000 | 5,036,000 | 6,697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,972,000 | 52,418,000 | 54,034,000 | 69,689,000 |
| Total capital | 55,348,000 | 56,024,000 | 57,836,000 | 73,635,000 |
| Risk-weighted assets | 391,537,000 | 374,002,000 | 392,913,000 | 518,647,000 |