Call reports 2017
FNB BANK — 2017
What FNB BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 382,964,000 | 379,484,000 | 525,300,000 | 517,650,000 |
| Total loans | 272,281,000 | 277,908,000 | 378,915,000 | 373,101,000 |
| Allowance for loan losses | 3,216,000 | 3,233,000 | 2,957,000 | 3,131,000 |
| Securities available for sale | 74,856,000 | 72,510,000 | 90,803,000 | 79,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,889,000 | 327,996,000 | 464,701,000 | 456,184,000 |
| Interest-bearing deposits | 258,935,000 | 255,768,000 | 361,933,000 | 355,146,000 |
| Noninterest-bearing deposits | 73,954,000 | 72,228,000 | 102,768,000 | 101,038,000 |
| Equity capital | 49,368,000 | 50,724,000 | 58,341,000 | 55,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,338,000 | 8,737,000 | 14,524,000 | 21,011,000 |
| Interest expense | 428,000 | 861,000 | 1,432,000 | 2,014,000 |
| Net interest income | 3,910,000 | 7,876,000 | 13,092,000 | 18,997,000 |
| Noninterest income | 740,000 | 1,527,000 | 2,601,000 | 3,547,000 |
| Noninterest expense | 3,138,000 | 6,404,000 | 10,465,000 | 15,094,000 |
| Provision for loan losses | 135,000 | 270,000 | 405,000 | 800,000 |
| Pretax income | 1,377,000 | 2,731,000 | 4,812,000 | 6,582,000 |
| Income tax | 312,000 | 624,000 | 1,071,000 | 1,772,000 |
| Net income | 1,065,000 | 2,107,000 | 3,741,000 | 4,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,307,000 | 50,100,000 | 53,224,000 | 50,988,000 |
| Total capital | 52,523,000 | 53,333,000 | 56,181,000 | 54,119,000 |
| Risk-weighted assets | 295,784,000 | 304,950,000 | 409,344,000 | 395,410,000 |