Call reports 2014
FNB BANK — 2014
What FNB BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 361,683,000 | 363,656,000 | 359,934,000 | 362,522,000 |
| Total loans | 212,933,000 | 211,273,000 | 217,074,000 | 218,844,000 |
| Allowance for loan losses | 3,372,000 | 3,312,000 | 3,119,000 | 3,068,000 |
| Securities available for sale | 95,762,000 | 96,100,000 | 97,093,000 | 98,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 319,995,000 | 319,832,000 | 314,306,000 | 315,573,000 |
| Interest-bearing deposits | 257,758,000 | 259,239,000 | 254,482,000 | 254,529,000 |
| Noninterest-bearing deposits | 62,237,000 | 60,593,000 | 59,824,000 | 61,044,000 |
| Equity capital | 41,098,000 | 42,778,000 | 44,311,000 | 44,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,877,000 | 7,753,000 | 11,710,000 | 15,713,000 |
| Interest expense | 534,000 | 1,087,000 | 1,644,000 | 2,161,000 |
| Net interest income | 3,343,000 | 6,666,000 | 10,066,000 | 13,552,000 |
| Noninterest income | 194,000 | 983,000 | 1,630,000 | 2,521,000 |
| Noninterest expense | 2,906,000 | 5,828,000 | 8,474,000 | 11,068,000 |
| Provision for loan losses | 26,000 | 52,000 | 76,000 | 200,000 |
| Pretax income | 605,000 | 1,775,000 | 3,152,000 | 4,811,000 |
| Income tax | 115,000 | 385,000 | 655,000 | 1,185,000 |
| Net income | 490,000 | 1,390,000 | 2,497,000 | 3,626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,077,000 | 42,976,000 | 44,084,000 | 43,590,000 |
| Total capital | 45,276,000 | 45,971,000 | 47,129,000 | 46,658,000 |
| Risk-weighted assets | 255,746,000 | 239,302,000 | 243,514,000 | 248,315,000 |