Call reports 2011
FNB BANK — 2011
What FNB BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 339,543,000 | 351,826,000 | 357,777,000 | 354,098,000 |
| Total loans | 210,213,000 | 218,899,000 | 216,439,000 | 212,585,000 |
| Allowance for loan losses | 5,367,000 | 4,700,000 | 4,837,000 | 4,843,000 |
| Securities available for sale | 80,802,000 | 77,867,000 | 90,874,000 | 91,454,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,524,000 | 312,007,000 | 316,027,000 | 312,529,000 |
| Interest-bearing deposits | 252,894,000 | 255,804,000 | 255,296,000 | 253,560,000 |
| Noninterest-bearing deposits | 48,630,000 | 56,203,000 | 60,731,000 | 58,969,000 |
| Equity capital | 37,539,000 | 38,925,000 | 40,364,000 | 39,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,529,000 | 7,347,000 | 11,377,000 | 15,333,000 |
| Interest expense | 917,000 | 1,801,000 | 2,655,000 | 3,464,000 |
| Net interest income | 2,612,000 | 5,546,000 | 8,722,000 | 11,869,000 |
| Noninterest income | 679,000 | 968,000 | 1,709,000 | 2,469,000 |
| Noninterest expense | 2,486,000 | 5,030,000 | 7,702,000 | 10,385,000 |
| Provision for loan losses | 215,000 | 15,000 | 145,000 | 330,000 |
| Pretax income | 590,000 | 1,469,000 | 2,584,000 | 3,623,000 |
| Income tax | 116,000 | 395,000 | 674,000 | 953,000 |
| Net income | 474,000 | 1,091,000 | 1,910,000 | 2,670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,702,000 | 38,320,000 | 39,139,000 | 38,719,000 |
| Total capital | 40,603,000 | 41,311,000 | 42,099,000 | 41,694,000 |
| Risk-weighted assets | 229,592,000 | 237,560,000 | 234,952,000 | 236,101,000 |