Call reports 2002
FNB BANK — 2002
What FNB BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 296,107,000 | 308,546,000 | 304,475,000 | 306,712,000 |
| Total loans | 104,670,000 | 102,987,000 | 103,852,000 | 101,137,000 |
| Allowance for loan losses | 1,377,000 | 1,374,000 | 1,368,000 | 1,504,000 |
| Securities available for sale | 136,448,000 | 164,730,000 | 162,045,000 | 144,103,000 |
| Securities held to maturity | 5,204,000 | 4,536,000 | 4,030,000 | 2,222,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,807,000 | 223,640,000 | 222,504,000 | 225,499,000 |
| Interest-bearing deposits | 189,705,000 | 189,394,000 | 188,002,000 | 190,583,000 |
| Noninterest-bearing deposits | 35,102,000 | 34,246,000 | 34,502,000 | 34,916,000 |
| Equity capital | 34,571,000 | 37,260,000 | 39,504,000 | 37,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,250,000 | 8,634,000 | 13,119,000 | 17,267,000 |
| Interest expense | 2,018,000 | 4,005,000 | 5,930,000 | 7,642,000 |
| Net interest income | 2,232,000 | 4,629,000 | 7,189,000 | 9,625,000 |
| Noninterest income | 370,000 | 799,000 | 1,204,000 | 1,509,000 |
| Noninterest expense | 1,910,000 | 3,661,000 | 5,476,000 | 7,448,000 |
| Provision for loan losses | 133,000 | 225,000 | 478,000 | 545,000 |
| Pretax income | 559,000 | 1,568,000 | 2,465,000 | 3,441,000 |
| Income tax | 69,000 | 282,000 | 487,000 | 748,000 |
| Net income | 490,000 | 1,286,000 | 1,978,000 | 2,693,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,658,000 | 35,553,000 | 36,245,000 | 34,699,000 |
| Total capital | 36,035,000 | 36,927,000 | 37,613,000 | 36,203,000 |
| Risk-weighted assets | 143,273,000 | 143,848,000 | 142,440,000 | 141,652,000 |