Call reports 2001
FNB BANK — 2001
What FNB BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 271,934,000 | 277,420,000 | 284,679,000 | 289,210,000 |
| Total loans | 111,266,000 | 113,514,000 | 114,400,000 | 110,905,000 |
| Allowance for loan losses | 1,347,000 | 1,325,000 | 1,347,000 | 1,332,000 |
| Securities available for sale | 122,952,000 | 121,519,000 | 127,412,000 | 129,116,000 |
| Securities held to maturity | 8,811,000 | 6,284,000 | 5,656,000 | 5,366,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,387,000 | 198,362,000 | 203,218,000 | 216,595,000 |
| Interest-bearing deposits | 163,936,000 | 168,817,000 | 173,067,000 | 184,092,000 |
| Noninterest-bearing deposits | 29,451,000 | 29,545,000 | 30,151,000 | 32,503,000 |
| Equity capital | 34,469,000 | 34,809,000 | 36,814,000 | 34,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,860,000 | 9,458,000 | 14,220,000 | 18,536,000 |
| Interest expense | 2,667,000 | 5,327,000 | 7,853,000 | 10,192,000 |
| Net interest income | 2,193,000 | 4,131,000 | 6,367,000 | 8,344,000 |
| Noninterest income | 393,000 | 969,000 | 1,115,000 | 1,483,000 |
| Noninterest expense | 1,662,000 | 3,313,000 | 5,018,000 | 6,821,000 |
| Provision for loan losses | 94,000 | 179,000 | 368,000 | 606,000 |
| Pretax income | 738,000 | 1,510,000 | 2,006,000 | 2,301,000 |
| Income tax | 204,000 | 379,000 | 436,000 | 310,000 |
| Net income | 534,000 | 1,131,000 | 1,570,000 | 1,991,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,541,000 | 35,138,000 | 35,577,000 | 34,237,000 |
| Total capital | 35,888,000 | 36,463,000 | 36,924,000 | 35,569,000 |
| Risk-weighted assets | 138,271,000 | 144,372,000 | 147,683,000 | 146,481,000 |