Call reports 2024
BANK OF GIBSON CITY — 2024
What BANK OF GIBSON CITY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 137,215,000 | 140,549,000 | 143,131,000 | 146,490,000 |
| Total loans | 89,490,000 | 95,180,000 | 98,440,000 | 102,992,000 |
| Allowance for loan losses | 844,000 | 848,000 | 857,000 | 875,000 |
| Securities available for sale | 29,204,000 | 29,254,000 | 29,129,000 | 26,205,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,580,000 | 117,415,000 | 115,521,000 | 120,422,000 |
| Interest-bearing deposits | 90,619,000 | 91,380,000 | 91,683,000 | 95,978,000 |
| Noninterest-bearing deposits | 23,961,000 | 26,035,000 | 23,838,000 | 24,444,000 |
| Equity capital | 13,434,000 | 13,639,000 | 14,344,000 | 14,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,434,000 | 2,902,000 | 4,461,000 | 6,157,000 |
| Interest expense | 555,000 | 1,125,000 | 1,741,000 | 2,383,000 |
| Net interest income | 879,000 | 1,777,000 | 2,720,000 | 3,774,000 |
| Noninterest income | 98,000 | 200,000 | 398,000 | 613,000 |
| Noninterest expense | 553,000 | 1,126,000 | 1,674,000 | 2,320,000 |
| Provision for loan losses | 0 | 29,000 | 53,000 | 77,000 |
| Pretax income | 424,000 | 822,000 | 1,391,000 | 1,990,000 |
| Income tax | 97,000 | 192,000 | 300,000 | 415,000 |
| Net income | 327,000 | 630,000 | 1,091,000 | 1,575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,438,000 | 11,104,000 | 11,954,000 | 12,163,000 |
| Total capital | 12,282,000 | 11,952,000 | 12,811,000 | 13,038,000 |
| Risk-weighted assets | 95,229,000 | 105,621,000 | 102,606,000 | 111,093,000 |