Call reports 2022
BANK OF GIBSON CITY — 2022
What BANK OF GIBSON CITY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 127,776,000 | 125,724,000 | 129,705,000 | 135,977,000 |
| Total loans | 71,559,000 | 80,660,000 | 83,770,000 | 92,167,000 |
| Allowance for loan losses | 730,000 | 740,000 | 747,000 | 757,000 |
| Securities available for sale | 33,480,000 | 31,017,000 | 32,105,000 | 31,185,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,302,000 | 100,454,000 | 104,534,000 | 104,059,000 |
| Interest-bearing deposits | 75,908,000 | 74,455,000 | 79,272,000 | 77,548,000 |
| Noninterest-bearing deposits | 27,394,000 | 25,999,000 | 25,262,000 | 26,511,000 |
| Equity capital | 12,291,000 | 11,893,000 | 12,105,000 | 12,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 777,000 | 1,674,000 | 2,694,000 | 3,794,000 |
| Interest expense | 83,000 | 154,000 | 224,000 | 395,000 |
| Net interest income | 694,000 | 1,520,000 | 2,470,000 | 3,399,000 |
| Noninterest income | 94,000 | 183,000 | 286,000 | 432,000 |
| Noninterest expense | 478,000 | 952,000 | 1,420,000 | 1,957,000 |
| Provision for loan losses | 9,000 | 23,000 | 37,000 | 47,000 |
| Pretax income | 301,000 | 728,000 | 1,299,000 | 1,818,000 |
| Income tax | 64,000 | 164,000 | 300,000 | 412,000 |
| Net income | 237,000 | 564,000 | 999,000 | 1,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,840,000 | 10,233,000 | 10,719,000 | 10,925,000 |
| Total capital | 10,570,000 | 10,973,000 | 11,466,000 | 11,682,000 |
| Risk-weighted assets | 77,886,000 | 86,312,000 | 94,372,000 | 99,704,000 |