Call reports 2018
BANK OF GIBSON CITY — 2018
What BANK OF GIBSON CITY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 79,364,000 | 77,819,000 | 81,366,000 | 81,310,000 |
| Total loans | 48,346,000 | 49,164,000 | 51,949,000 | 54,397,000 |
| Allowance for loan losses | 444,000 | 441,000 | 441,000 | 458,000 |
| Securities available for sale | 15,429,000 | 14,378,000 | 13,336,000 | 14,664,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,308,000 | 63,198,000 | 61,964,000 | 63,529,000 |
| Interest-bearing deposits | 50,222,000 | 50,114,000 | 49,747,000 | 50,015,000 |
| Noninterest-bearing deposits | 14,086,000 | 13,084,000 | 12,217,000 | 13,514,000 |
| Equity capital | 9,637,000 | 9,727,000 | 9,689,000 | 9,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 684,000 | 1,376,000 | 2,116,000 | 2,928,000 |
| Interest expense | 81,000 | 176,000 | 285,000 | 444,000 |
| Net interest income | 603,000 | 1,200,000 | 1,831,000 | 2,484,000 |
| Noninterest income | 54,000 | 105,000 | 163,000 | 221,000 |
| Noninterest expense | 371,000 | 751,000 | 1,123,000 | 1,518,000 |
| Provision for loan losses | 22,000 | 27,000 | 216,000 | 427,000 |
| Pretax income | 264,000 | 527,000 | 655,000 | 760,000 |
| Income tax | 65,000 | 121,000 | 144,000 | 159,000 |
| Net income | 199,000 | 406,000 | 511,000 | 601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,441,000 | 6,540,000 | 6,479,000 | 6,486,000 |
| Total capital | 6,885,000 | 6,981,000 | 6,920,000 | 6,944,000 |
| Risk-weighted assets | 50,876,000 | 50,864,000 | 53,571,000 | 55,413,000 |