Call reports 2017
BANK OF GIBSON CITY — 2017
What BANK OF GIBSON CITY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 76,852,000 | 78,162,000 | 79,612,000 | 79,894,000 |
| Total loans | 43,889,000 | 44,386,000 | 44,727,000 | 50,487,000 |
| Allowance for loan losses | 748,000 | 400,000 | 409,000 | 422,000 |
| Securities available for sale | 18,929,000 | 18,257,000 | 18,236,000 | 16,666,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,845,000 | 63,171,000 | 60,846,000 | 63,025,000 |
| Interest-bearing deposits | 49,189,000 | 50,070,000 | 48,453,000 | 48,393,000 |
| Noninterest-bearing deposits | 13,656,000 | 13,101,000 | 12,393,000 | 14,632,000 |
| Equity capital | 9,215,000 | 9,617,000 | 9,662,000 | 9,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 591,000 | 1,215,000 | 1,863,000 | 2,559,000 |
| Interest expense | 56,000 | 115,000 | 188,000 | 267,000 |
| Net interest income | 535,000 | 1,100,000 | 1,675,000 | 2,292,000 |
| Noninterest income | 60,000 | 114,000 | 166,000 | 216,000 |
| Noninterest expense | 351,000 | 705,000 | 1,061,000 | 1,434,000 |
| Provision for loan losses | 251,000 | 251,000 | 258,000 | 276,000 |
| Pretax income | -7,000 | 258,000 | 522,000 | 798,000 |
| Income tax | 80,000 | 31,000 | 113,000 | 218,000 |
| Net income | -87,000 | 227,000 | 409,000 | 580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,004,000 | 6,337,000 | 6,373,000 | 6,356,000 |
| Total capital | 6,569,000 | 6,737,000 | 6,773,000 | 6,778,000 |
| Risk-weighted assets | 44,721,000 | 48,295,000 | 46,584,000 | 51,737,000 |