Call reports 2003

BANK OF GIBSON CITY — 2003

Name: BANK OF GIBSON CITY — FFIEC call report 2003
Creator: BANK OF GIBSON CITY

What BANK OF GIBSON CITY reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/fd71e200-1958-4b88-9ca1-ffa4185d5b25/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	58,526,000	60,185,000	58,814,000	58,239,000
Total loans	30,065,000	29,070,000	29,336,000	27,447,000
Allowance for loan losses	694,000	843,000	858,000	650,000
Securities available for sale	18,993,000	19,661,000	24,900,000	26,159,000
Securities held to maturity	150,000	150,000	150,000	150,000
Trading assets	0	0	0	0
Total deposits	49,480,000	51,389,000	50,607,000	49,315,000
Interest-bearing deposits	45,121,000	44,224,000	42,934,000	42,856,000
Noninterest-bearing deposits	4,359,000	7,165,000	7,673,000	6,459,000
Equity capital	7,100,000	6,705,000	6,731,000	6,763,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	732,000	1,383,000	2,068,000	2,741,000
Interest expense	277,000	520,000	736,000	932,000
Net interest income	455,000	863,000	1,332,000	1,809,000
Noninterest income	55,000	129,000	196,000	261,000
Noninterest expense	286,000	617,000	939,000	1,289,000
Provision for loan losses	4,000	692,000	692,000	850,000
Pretax income	220,000	-284,000	-70,000	-36,000
Income tax	66,000	-118,000	-104,000	-121,000
Net income	154,000	-166,000	34,000	85,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	6,778,000	6,458,000	6,646,000	6,641,000
Total capital	7,230,000	6,915,000	7,108,000	7,070,000
Risk-weighted assets	36,026,000	36,139,000	36,583,000	34,116,000