Call reports 2001
BANK OF GIBSON CITY — 2001
What BANK OF GIBSON CITY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 56,584,000 | 58,348,000 | 58,775,000 | 59,269,000 |
| Total loans | 34,303,000 | 35,903,000 | 36,367,000 | 36,715,000 |
| Allowance for loan losses | 405,000 | 417,000 | 432,000 | 715,000 |
| Securities available for sale | 18,215,000 | 18,374,000 | 17,747,000 | 17,692,000 |
| Securities held to maturity | 0 | 0 | 150,000 | 150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,643,000 | 48,272,000 | 48,478,000 | 49,045,000 |
| Interest-bearing deposits | 43,492,000 | 44,365,000 | 44,303,000 | 44,073,000 |
| Noninterest-bearing deposits | 4,151,000 | 3,907,000 | 4,175,000 | 4,972,000 |
| Equity capital | 6,515,000 | 6,641,000 | 6,911,000 | 6,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,011,000 | 2,034,000 | 3,042,000 | 4,001,000 |
| Interest expense | 579,000 | 1,152,000 | 1,703,000 | 2,179,000 |
| Net interest income | 432,000 | 882,000 | 1,339,000 | 1,822,000 |
| Noninterest income | 59,000 | 123,000 | 179,000 | 227,000 |
| Noninterest expense | 270,000 | 575,000 | 862,000 | 1,214,000 |
| Provision for loan losses | 13,000 | 25,000 | 37,000 | 316,000 |
| Pretax income | 242,000 | 463,000 | 680,000 | 591,000 |
| Income tax | 72,000 | 138,000 | 202,000 | 160,000 |
| Net income | 170,000 | 325,000 | 478,000 | 431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,351,000 | 6,486,000 | 6,626,000 | 6,522,000 |
| Total capital | 6,756,000 | 6,903,000 | 7,058,000 | 7,027,000 |
| Risk-weighted assets | 38,471,000 | 38,885,000 | 39,200,000 | 40,162,000 |