Call reports 2025
BUCKHOLTS STATE BANK, THE — 2025
What BUCKHOLTS STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 127,448,000 | 129,014,000 | 132,323,000 | 134,613,000 |
| Total loans | 80,258,000 | 80,777,000 | 82,535,000 | 82,796,000 |
| Allowance for loan losses | 698,000 | 698,000 | 698,000 | 700,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 25,016,000 | 29,266,000 | 28,338,000 | 32,326,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,821,000 | 106,845,000 | 109,354,000 | 110,703,000 |
| Interest-bearing deposits | 69,214,000 | 70,206,000 | 71,365,000 | 71,552,000 |
| Noninterest-bearing deposits | 36,607,000 | 36,639,000 | 37,989,000 | 39,151,000 |
| Equity capital | 21,436,000 | 21,992,000 | 22,779,000 | 23,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,730,000 | 3,523,000 | 5,306,000 | 7,316,000 |
| Interest expense | 373,000 | 726,000 | 1,083,000 | 1,448,000 |
| Net interest income | 1,357,000 | 2,797,000 | 4,223,000 | 5,868,000 |
| Noninterest income | 65,000 | 130,000 | 195,000 | 255,000 |
| Noninterest expense | 553,000 | 1,101,000 | 1,605,000 | 2,354,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,000 |
| Pretax income | 869,000 | 1,826,000 | 2,813,000 | 3,767,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 869,000 | 1,826,000 | 2,813,000 | 3,767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,436,000 | 21,992,000 | 22,779,000 | 23,733,000 |
| Total capital | 22,134,000 | 22,690,000 | 23,477,000 | 24,433,000 |
| Risk-weighted assets | 78,258,000 | 78,802,000 | 80,732,000 | 80,957,000 |