Call reports 2021
BUCKHOLTS STATE BANK, THE — 2021
What BUCKHOLTS STATE BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 100,324,000 | 95,578,000 | 95,461,000 | 103,981,000 |
| Total loans | 46,461,000 | 45,575,000 | 46,636,000 | 53,117,000 |
| Allowance for loan losses | 451,000 | 451,000 | 449,000 | 500,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 34,164,000 | 36,527,000 | 34,181,000 | 31,851,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,658,000 | 80,661,000 | 80,297,000 | 88,659,000 |
| Interest-bearing deposits | 50,493,000 | 51,051,000 | 50,749,000 | 55,206,000 |
| Noninterest-bearing deposits | 35,165,000 | 29,610,000 | 29,548,000 | 33,453,000 |
| Equity capital | 14,635,000 | 14,888,000 | 15,129,000 | 15,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 743,000 | 1,625,000 | 2,388,000 | 3,167,000 |
| Interest expense | 58,000 | 112,000 | 164,000 | 214,000 |
| Net interest income | 685,000 | 1,513,000 | 2,224,000 | 2,953,000 |
| Noninterest income | 62,000 | 117,000 | 176,000 | 237,000 |
| Noninterest expense | 423,000 | 799,000 | 1,202,000 | 1,775,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 324,000 | 831,000 | 1,198,000 | 1,365,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 324,000 | 831,000 | 1,198,000 | 1,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,635,000 | 14,888,000 | 15,129,000 | 15,296,000 |
| Total capital | 15,086,000 | 15,339,000 | 15,578,000 | 15,796,000 |
| Risk-weighted assets | 53,263,000 | 51,185,000 | 51,588,000 | 62,542,000 |