Call reports 2019
BUCKHOLTS STATE BANK, THE — 2019
What BUCKHOLTS STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 76,553,000 | 74,974,000 | 79,135,000 | 76,958,000 |
| Total loans | 42,181,000 | 39,029,000 | 39,367,000 | 40,757,000 |
| Allowance for loan losses | 374,000 | 369,000 | 369,000 | 400,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 24,084,000 | 23,147,000 | 25,211,000 | 24,135,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,283,000 | 61,470,000 | 65,285,000 | 63,158,000 |
| Interest-bearing deposits | 42,672,000 | 41,557,000 | 43,633,000 | 41,644,000 |
| Noninterest-bearing deposits | 20,611,000 | 19,913,000 | 21,652,000 | 21,514,000 |
| Equity capital | 13,234,000 | 13,457,000 | 13,785,000 | 13,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 880,000 | 1,716,000 | 2,548,000 | 3,391,000 |
| Interest expense | 66,000 | 140,000 | 218,000 | 298,000 |
| Net interest income | 814,000 | 1,576,000 | 2,330,000 | 3,093,000 |
| Noninterest income | 68,000 | 137,000 | 212,000 | 285,000 |
| Noninterest expense | 367,000 | 756,000 | 1,147,000 | 1,733,000 |
| Provision for loan losses | 0 | 0 | 0 | 273,000 |
| Pretax income | 515,000 | 957,000 | 1,395,000 | 1,372,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 515,000 | 957,000 | 1,395,000 | 1,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,234,000 | 13,457,000 | 13,785,000 | 13,763,000 |
| Total capital | 13,608,000 | 13,826,000 | 14,154,000 | 14,163,000 |
| Risk-weighted assets | 41,653,000 | 39,280,000 | 41,576,000 | 43,295,000 |