Call reports 2016
BUCKHOLTS STATE BANK, THE — 2016
What BUCKHOLTS STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 70,926,000 | 69,162,000 | 69,896,000 | 71,201,000 |
| Total loans | 27,513,000 | 28,281,000 | 26,531,000 | 30,234,000 |
| Allowance for loan losses | 276,000 | 276,000 | 268,000 | 267,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 33,182,000 | 31,600,000 | 29,812,000 | 31,015,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,042,000 | 58,145,000 | 58,654,000 | 59,831,000 |
| Interest-bearing deposits | 44,957,000 | 42,374,000 | 41,602,000 | 42,228,000 |
| Noninterest-bearing deposits | 15,085,000 | 15,771,000 | 17,052,000 | 17,603,000 |
| Equity capital | 10,836,000 | 10,961,000 | 11,178,000 | 11,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 692,000 | 1,354,000 | 2,003,000 | 2,651,000 |
| Interest expense | 56,000 | 108,000 | 160,000 | 216,000 |
| Net interest income | 636,000 | 1,246,000 | 1,843,000 | 2,435,000 |
| Noninterest income | 83,000 | 174,000 | 254,000 | 340,000 |
| Noninterest expense | 377,000 | 768,000 | 1,135,000 | 1,706,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 342,000 | 652,000 | 962,000 | 1,069,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 342,000 | 652,000 | 962,000 | 1,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,836,000 | 10,961,000 | 11,178,000 | 11,285,000 |
| Total capital | 11,112,000 | 11,237,000 | 11,446,000 | 11,552,000 |
| Risk-weighted assets | 31,102,000 | 32,473,000 | 30,607,000 | 34,013,000 |