Call reports 2015
BUCKHOLTS STATE BANK, THE — 2015
What BUCKHOLTS STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 77,070,000 | 77,571,000 | 75,127,000 | 74,767,000 |
| Total loans | 24,673,000 | 25,274,000 | 26,667,000 | 27,206,000 |
| Allowance for loan losses | 248,000 | 248,000 | 248,000 | 275,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 39,265,000 | 37,532,000 | 35,901,000 | 34,485,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,750,000 | 67,100,000 | 64,389,000 | 64,030,000 |
| Interest-bearing deposits | 52,810,000 | 50,889,000 | 47,695,000 | 46,399,000 |
| Noninterest-bearing deposits | 13,940,000 | 16,211,000 | 16,694,000 | 17,631,000 |
| Equity capital | 10,264,000 | 10,423,000 | 10,683,000 | 10,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 664,000 | 1,323,000 | 2,002,000 | 2,685,000 |
| Interest expense | 67,000 | 130,000 | 190,000 | 247,000 |
| Net interest income | 597,000 | 1,193,000 | 1,812,000 | 2,438,000 |
| Noninterest income | 79,000 | 161,000 | 253,000 | 340,000 |
| Noninterest expense | 386,000 | 745,000 | 1,116,000 | 1,771,000 |
| Provision for loan losses | 0 | 0 | 0 | 27,000 |
| Pretax income | 290,000 | 609,000 | 949,000 | 980,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 290,000 | 609,000 | 949,000 | 980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,264,000 | 10,423,000 | 10,683,000 | 10,714,000 |
| Total capital | 10,512,000 | 10,671,000 | 10,931,000 | 10,989,000 |
| Risk-weighted assets | 30,789,000 | 31,673,000 | 31,240,000 | 31,204,000 |