Call reports 2014
BUCKHOLTS STATE BANK, THE — 2014
What BUCKHOLTS STATE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 66,097,000 | 71,671,000 | 71,744,000 | 78,563,000 |
| Total loans | 23,393,000 | 23,163,000 | 22,654,000 | 23,397,000 |
| Allowance for loan losses | 250,000 | 250,000 | 249,000 | 250,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 28,084,000 | 34,449,000 | 38,128,000 | 36,754,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,424,000 | 61,891,000 | 61,761,000 | 68,488,000 |
| Interest-bearing deposits | 44,555,000 | 47,134,000 | 47,170,000 | 52,363,000 |
| Noninterest-bearing deposits | 11,869,000 | 14,757,000 | 14,591,000 | 16,125,000 |
| Equity capital | 9,617,000 | 9,729,000 | 9,925,000 | 10,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 630,000 | 1,270,000 | 1,907,000 | 2,561,000 |
| Interest expense | 67,000 | 134,000 | 203,000 | 273,000 |
| Net interest income | 563,000 | 1,136,000 | 1,704,000 | 2,288,000 |
| Noninterest income | 87,000 | 173,000 | 260,000 | 345,000 |
| Noninterest expense | 392,000 | 771,000 | 1,151,000 | 1,696,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,000 |
| Pretax income | 258,000 | 538,000 | 813,000 | 935,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 258,000 | 538,000 | 813,000 | 935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,617,000 | 9,729,000 | 9,925,000 | 10,046,000 |
| Total capital | 9,867,000 | 9,979,000 | 10,174,000 | 10,296,000 |
| Risk-weighted assets | 27,370,000 | 28,019,000 | 28,387,000 | 28,880,000 |