Call reports 2013
BUCKHOLTS STATE BANK, THE — 2013
What BUCKHOLTS STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 62,785,000 | 63,555,000 | 64,494,000 | 64,226,000 |
| Total loans | 25,397,000 | 24,451,000 | 24,198,000 | 23,343,000 |
| Allowance for loan losses | 272,000 | 272,000 | 272,000 | 250,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 22,936,000 | 25,239,000 | 23,774,000 | 29,043,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,565,000 | 54,244,000 | 54,987,000 | 54,649,000 |
| Interest-bearing deposits | 42,334,000 | 42,577,000 | 41,706,000 | 41,770,000 |
| Noninterest-bearing deposits | 11,231,000 | 11,667,000 | 13,281,000 | 12,879,000 |
| Equity capital | 9,152,000 | 9,268,000 | 9,442,000 | 9,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 627,000 | 1,255,000 | 1,876,000 | 2,500,000 |
| Interest expense | 87,000 | 171,000 | 248,000 | 318,000 |
| Net interest income | 540,000 | 1,084,000 | 1,628,000 | 2,182,000 |
| Noninterest income | 88,000 | 172,000 | 262,000 | 351,000 |
| Noninterest expense | 380,000 | 740,000 | 1,124,000 | 1,684,000 |
| Provision for loan losses | 0 | 0 | 0 | -22,000 |
| Pretax income | 248,000 | 516,000 | 766,000 | 871,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 248,000 | 516,000 | 766,000 | 871,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,152,000 | 9,268,000 | 9,442,000 | 9,547,000 |
| Total capital | 9,424,000 | 9,540,000 | 9,714,000 | 9,797,000 |
| Risk-weighted assets | 28,593,000 | 28,188,000 | 27,409,000 | 27,708,000 |