Call reports 2012
BUCKHOLTS STATE BANK, THE — 2012
What BUCKHOLTS STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 60,804,000 | 60,396,000 | 62,130,000 | 62,841,000 |
| Total loans | 22,216,000 | 23,272,000 | 23,339,000 | 25,370,000 |
| Allowance for loan losses | 247,000 | 248,000 | 263,000 | 250,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 24,883,000 | 22,964,000 | 21,483,000 | 21,343,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,983,000 | 51,443,000 | 52,981,000 | 53,672,000 |
| Interest-bearing deposits | 42,135,000 | 41,884,000 | 42,506,000 | 42,424,000 |
| Noninterest-bearing deposits | 9,848,000 | 9,559,000 | 10,475,000 | 11,248,000 |
| Equity capital | 8,744,000 | 8,880,000 | 9,069,000 | 9,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 689,000 | 1,342,000 | 1,978,000 | 2,597,000 |
| Interest expense | 111,000 | 212,000 | 316,000 | 411,000 |
| Net interest income | 578,000 | 1,130,000 | 1,662,000 | 2,186,000 |
| Noninterest income | 88,000 | 181,000 | 278,000 | 368,000 |
| Noninterest expense | 382,000 | 747,000 | 1,115,000 | 1,661,000 |
| Provision for loan losses | 0 | 0 | 0 | 11,000 |
| Pretax income | 284,000 | 564,000 | 825,000 | 882,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 284,000 | 564,000 | 825,000 | 882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,744,000 | 8,880,000 | 9,069,000 | 9,126,000 |
| Total capital | 8,991,000 | 9,128,000 | 9,332,000 | 9,376,000 |
| Risk-weighted assets | 26,397,000 | 26,835,000 | 26,412,000 | 28,362,000 |