Call reports 2011
BUCKHOLTS STATE BANK, THE — 2011
What BUCKHOLTS STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 58,821,000 | 57,735,000 | 58,721,000 | 61,560,000 |
| Total loans | 19,470,000 | 18,585,000 | 20,321,000 | 20,915,000 |
| Allowance for loan losses | 255,000 | 253,000 | 237,000 | 250,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 25,912,000 | 24,342,000 | 23,608,000 | 25,033,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,454,000 | 49,274,000 | 50,027,000 | 52,842,000 |
| Interest-bearing deposits | 42,026,000 | 40,567,000 | 41,054,000 | 43,884,000 |
| Noninterest-bearing deposits | 8,428,000 | 8,707,000 | 8,973,000 | 8,958,000 |
| Equity capital | 8,285,000 | 8,383,000 | 8,606,000 | 8,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 644,000 | 1,308,000 | 1,980,000 | 2,599,000 |
| Interest expense | 123,000 | 244,000 | 365,000 | 478,000 |
| Net interest income | 521,000 | 1,064,000 | 1,615,000 | 2,121,000 |
| Noninterest income | 81,000 | 159,000 | 249,000 | 339,000 |
| Noninterest expense | 388,000 | 781,000 | 1,134,000 | 1,636,000 |
| Provision for loan losses | 0 | 0 | 0 | 35,000 |
| Pretax income | 214,000 | 442,000 | 730,000 | 789,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 214,000 | 442,000 | 730,000 | 789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,285,000 | 8,383,000 | 8,606,000 | 8,665,000 |
| Total capital | 8,540,000 | 8,636,000 | 8,843,000 | 8,915,000 |
| Risk-weighted assets | 24,185,000 | 22,963,000 | 24,416,000 | 25,248,000 |