Call reports 2010
BUCKHOLTS STATE BANK, THE — 2010
What BUCKHOLTS STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 56,993,000 | 57,557,000 | 56,369,000 | 57,926,000 |
| Total loans | 17,826,000 | 17,212,000 | 17,793,000 | 18,976,000 |
| Allowance for loan losses | 250,000 | 250,000 | 247,000 | 250,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 24,065,000 | 22,437,000 | 20,310,000 | 21,836,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,923,000 | 49,394,000 | 48,047,000 | 49,617,000 |
| Interest-bearing deposits | 40,954,000 | 39,907,000 | 39,029,000 | 40,980,000 |
| Noninterest-bearing deposits | 7,969,000 | 9,487,000 | 9,018,000 | 8,637,000 |
| Equity capital | 7,975,000 | 8,074,000 | 8,225,000 | 8,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 697,000 | 1,356,000 | 1,998,000 | 2,620,000 |
| Interest expense | 149,000 | 290,000 | 425,000 | 552,000 |
| Net interest income | 548,000 | 1,066,000 | 1,573,000 | 2,068,000 |
| Noninterest income | 94,000 | 183,000 | 273,000 | 358,000 |
| Noninterest expense | 354,000 | 713,000 | 1,085,000 | 1,621,000 |
| Provision for loan losses | 0 | 0 | 0 | 22,000 |
| Pretax income | 288,000 | 536,000 | 761,000 | 783,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 288,000 | 536,000 | 761,000 | 783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,975,000 | 8,074,000 | 8,225,000 | 8,247,000 |
| Total capital | 8,225,000 | 8,324,000 | 8,472,000 | 8,497,000 |
| Risk-weighted assets | 23,126,000 | 22,133,000 | 21,987,000 | 23,134,000 |