Call reports 2009
BUCKHOLTS STATE BANK, THE — 2009
What BUCKHOLTS STATE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 51,185,000 | 53,278,000 | 58,744,000 | 57,571,000 |
| Total loans | 19,423,000 | 18,715,000 | 18,605,000 | 18,177,000 |
| Allowance for loan losses | 250,000 | 250,000 | 251,000 | 250,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,397,000 | 18,267,000 | 21,530,000 | 25,976,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,552,000 | 45,531,000 | 50,814,000 | 49,551,000 |
| Interest-bearing deposits | 36,787,000 | 38,482,000 | 43,692,000 | 42,219,000 |
| Noninterest-bearing deposits | 6,765,000 | 7,049,000 | 7,122,000 | 7,332,000 |
| Equity capital | 7,516,000 | 7,632,000 | 7,813,000 | 7,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 668,000 | 1,319,000 | 1,996,000 | 2,691,000 |
| Interest expense | 191,000 | 377,000 | 556,000 | 719,000 |
| Net interest income | 477,000 | 942,000 | 1,440,000 | 1,972,000 |
| Noninterest income | 96,000 | 200,000 | 305,000 | 406,000 |
| Noninterest expense | 338,000 | 673,000 | 1,036,000 | 1,530,000 |
| Provision for loan losses | 0 | 0 | 0 | 7,000 |
| Pretax income | 235,000 | 469,000 | 709,000 | 841,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 235,000 | 469,000 | 709,000 | 841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,516,000 | 7,632,000 | 7,813,000 | 7,944,000 |
| Total capital | 7,766,000 | 7,882,000 | 8,064,000 | 8,194,000 |
| Risk-weighted assets | 23,212,000 | 23,309,000 | 24,686,000 | 24,077,000 |