Call reports 2008
BUCKHOLTS STATE BANK, THE — 2008
What BUCKHOLTS STATE BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 46,945,000 | 46,913,000 | 47,876,000 | 51,015,000 |
| Total loans | 19,192,000 | 19,033,000 | 18,808,000 | 18,645,000 |
| Allowance for loan losses | 254,000 | 254,000 | 254,000 | 250,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 17,257,000 | 15,903,000 | 14,125,000 | 18,530,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,675,000 | 39,587,000 | 40,356,000 | 43,469,000 |
| Interest-bearing deposits | 32,746,000 | 31,628,000 | 33,323,000 | 35,160,000 |
| Noninterest-bearing deposits | 6,929,000 | 7,959,000 | 7,033,000 | 8,309,000 |
| Equity capital | 7,150,000 | 7,226,000 | 7,407,000 | 7,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 688,000 | 1,342,000 | 1,997,000 | 2,639,000 |
| Interest expense | 221,000 | 416,000 | 604,000 | 800,000 |
| Net interest income | 467,000 | 926,000 | 1,393,000 | 1,839,000 |
| Noninterest income | 104,000 | 206,000 | 319,000 | 431,000 |
| Noninterest expense | 326,000 | 660,000 | 983,000 | 1,419,000 |
| Provision for loan losses | 0 | 0 | 0 | 71,000 |
| Pretax income | 245,000 | 472,000 | 729,000 | 780,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 245,000 | 472,000 | 729,000 | 780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,150,000 | 7,226,000 | 7,407,000 | 7,458,000 |
| Total capital | 7,404,000 | 7,480,000 | 7,661,000 | 7,708,000 |
| Risk-weighted assets | 22,679,000 | 22,482,000 | 22,653,000 | 22,981,000 |