Call reports 2007
BUCKHOLTS STATE BANK, THE — 2007
What BUCKHOLTS STATE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 42,629,000 | 44,084,000 | 43,294,000 | 46,978,000 |
| Total loans | 16,696,000 | 16,895,000 | 17,973,000 | 18,544,000 |
| Allowance for loan losses | 118,000 | 248,000 | 248,000 | 250,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,620,000 | 14,872,000 | 14,836,000 | 15,017,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,273,000 | 36,598,000 | 35,618,000 | 39,204,000 |
| Interest-bearing deposits | 30,008,000 | 29,577,000 | 29,305,000 | 32,963,000 |
| Noninterest-bearing deposits | 6,265,000 | 7,021,000 | 6,313,000 | 6,241,000 |
| Equity capital | 6,241,000 | 7,375,000 | 7,558,000 | 7,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 629,000 | 1,424,000 | 2,089,000 | 2,784,000 |
| Interest expense | 203,000 | 409,000 | 620,000 | 836,000 |
| Net interest income | 426,000 | 1,015,000 | 1,469,000 | 1,948,000 |
| Noninterest income | 108,000 | 227,000 | 341,000 | 454,000 |
| Noninterest expense | 318,000 | 773,000 | 1,089,000 | 1,537,000 |
| Provision for loan losses | 0 | -1,020,000 | -1,020,000 | -998,000 |
| Pretax income | 212,000 | 1,485,000 | 1,737,000 | 1,859,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 212,000 | 1,485,000 | 1,737,000 | 1,859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,241,000 | 7,375,000 | 7,558,000 | 7,680,000 |
| Total capital | 6,359,000 | 7,623,000 | 7,806,000 | 7,930,000 |
| Risk-weighted assets | 20,459,000 | 20,412,000 | 21,015,000 | 22,642,000 |