Call reports 2006
BUCKHOLTS STATE BANK, THE — 2006
What BUCKHOLTS STATE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 43,542,000 | 42,413,000 | 43,109,000 | 44,849,000 |
| Total loans | 16,365,000 | 16,317,000 | 16,590,000 | 17,078,000 |
| Allowance for loan losses | 124,000 | 120,000 | 120,000 | 120,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,180,000 | 19,270,000 | 18,309,000 | 16,506,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,632,000 | 36,434,000 | 36,940,000 | 38,578,000 |
| Interest-bearing deposits | 30,382,000 | 29,292,000 | 29,679,000 | 29,667,000 |
| Noninterest-bearing deposits | 7,250,000 | 7,142,000 | 7,261,000 | 8,911,000 |
| Equity capital | 5,820,000 | 5,890,000 | 6,065,000 | 6,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 587,000 | 1,195,000 | 1,810,000 | 2,453,000 |
| Interest expense | 151,000 | 321,000 | 498,000 | 691,000 |
| Net interest income | 436,000 | 874,000 | 1,312,000 | 1,762,000 |
| Noninterest income | 96,000 | 200,000 | 308,000 | 427,000 |
| Noninterest expense | 290,000 | 627,000 | 930,000 | 1,379,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 242,000 | 447,000 | 690,000 | 810,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 242,000 | 447,000 | 690,000 | 810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,820,000 | 5,890,000 | 6,065,000 | 6,185,000 |
| Total capital | 5,944,000 | 6,010,000 | 6,185,000 | 6,305,000 |
| Risk-weighted assets | 20,009,000 | 19,676,000 | 20,092,000 | 21,181,000 |