Call reports 2005
BUCKHOLTS STATE BANK, THE — 2005
What BUCKHOLTS STATE BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 42,235,000 | 42,440,000 | 43,660,000 | 42,080,000 |
| Total loans | 14,724,000 | 14,193,000 | 15,105,000 | 14,474,000 |
| Allowance for loan losses | 124,000 | 124,000 | 116,000 | 120,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 19,660,000 | 20,349,000 | 19,022,000 | 19,020,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,741,000 | 36,916,000 | 37,942,000 | 36,256,000 |
| Interest-bearing deposits | 29,917,000 | 29,773,000 | 30,264,000 | 28,889,000 |
| Noninterest-bearing deposits | 6,824,000 | 7,143,000 | 7,678,000 | 7,367,000 |
| Equity capital | 5,431,000 | 5,462,000 | 5,639,000 | 5,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 515,000 | 1,040,000 | 1,587,000 | 2,138,000 |
| Interest expense | 102,000 | 212,000 | 341,000 | 472,000 |
| Net interest income | 413,000 | 828,000 | 1,246,000 | 1,666,000 |
| Noninterest income | 96,000 | 198,000 | 308,000 | 410,000 |
| Noninterest expense | 296,000 | 661,000 | 952,000 | 1,347,000 |
| Provision for loan losses | 0 | 0 | 0 | 3,000 |
| Pretax income | 213,000 | 365,000 | 602,000 | 726,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 213,000 | 365,000 | 602,000 | 726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,431,000 | 5,462,000 | 5,639,000 | 5,762,000 |
| Total capital | 5,555,000 | 5,586,000 | 5,755,000 | 5,882,000 |
| Risk-weighted assets | 18,419,000 | 18,097,000 | 19,293,000 | 18,433,000 |