Call reports 2004
BUCKHOLTS STATE BANK, THE — 2004
What BUCKHOLTS STATE BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 41,071,000 | 42,132,000 | 41,814,000 | 43,984,000 |
| Total loans | 14,945,000 | 14,874,000 | 14,788,000 | 14,528,000 |
| Allowance for loan losses | 101,000 | 100,000 | 77,000 | 100,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 16,266,000 | 15,192,000 | 14,942,000 | 16,633,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,897,000 | 36,903,000 | 36,455,000 | 38,629,000 |
| Interest-bearing deposits | 30,664,000 | 30,623,000 | 30,591,000 | 31,201,000 |
| Noninterest-bearing deposits | 5,233,000 | 6,280,000 | 5,864,000 | 7,428,000 |
| Equity capital | 5,110,000 | 5,171,000 | 5,297,000 | 5,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 459,000 | 906,000 | 1,369,000 | 1,851,000 |
| Interest expense | 105,000 | 206,000 | 305,000 | 403,000 |
| Net interest income | 354,000 | 700,000 | 1,064,000 | 1,448,000 |
| Noninterest income | 83,000 | 177,000 | 266,000 | 363,000 |
| Noninterest expense | 279,000 | 557,000 | 833,000 | 1,296,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 158,000 | 320,000 | 497,000 | 485,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 158,000 | 320,000 | 497,000 | 485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,110,000 | 5,171,000 | 5,297,000 | 5,285,000 |
| Total capital | 5,211,000 | 5,271,000 | 5,374,000 | 5,385,000 |
| Risk-weighted assets | 18,577,000 | 18,654,000 | 18,019,000 | 18,420,000 |