Call reports 2002
BUCKHOLTS STATE BANK, THE — 2002
What BUCKHOLTS STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 39,505,000 | 39,600,000 | 39,872,000 | 41,233,000 |
| Total loans | 15,210,000 | 15,933,000 | 16,947,000 | 17,228,000 |
| Allowance for loan losses | 101,000 | 102,000 | 102,000 | 325,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,633,000 | 14,395,000 | 13,817,000 | 14,335,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,930,000 | 34,015,000 | 34,156,000 | 35,622,000 |
| Interest-bearing deposits | 28,167,000 | 28,548,000 | 28,041,000 | 29,686,000 |
| Noninterest-bearing deposits | 5,763,000 | 5,467,000 | 6,115,000 | 5,936,000 |
| Equity capital | 5,463,000 | 5,499,000 | 5,623,000 | 5,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 585,000 | 1,153,000 | 1,708,000 | 2,245,000 |
| Interest expense | 202,000 | 385,000 | 558,000 | 718,000 |
| Net interest income | 383,000 | 768,000 | 1,150,000 | 1,527,000 |
| Noninterest income | 75,000 | 159,000 | 238,000 | 324,000 |
| Noninterest expense | 262,000 | 545,000 | 806,000 | 1,141,000 |
| Provision for loan losses | 0 | 0 | 0 | 225,000 |
| Pretax income | 196,000 | 382,000 | 582,000 | 485,000 |
| Income tax | 1,000 | 2,000 | 4,000 | 5,000 |
| Net income | 195,000 | 380,000 | 578,000 | 480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,463,000 | 5,499,000 | 5,623,000 | 5,525,000 |
| Total capital | 5,564,000 | 5,601,000 | 5,725,000 | 5,779,000 |
| Risk-weighted assets | 18,039,000 | 18,418,000 | 19,411,000 | 20,287,000 |