Call reports 2001
BUCKHOLTS STATE BANK, THE — 2001
What BUCKHOLTS STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 37,819,000 | 38,614,000 | 39,452,000 | 39,516,000 |
| Total loans | 15,437,000 | 15,542,000 | 14,984,000 | 14,393,000 |
| Allowance for loan losses | 99,000 | 96,000 | 96,000 | 100,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,806,000 | 14,393,000 | 15,214,000 | 16,931,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,538,000 | 33,255,000 | 33,964,000 | 33,925,000 |
| Interest-bearing deposits | 27,538,000 | 27,976,000 | 28,609,000 | 28,526,000 |
| Noninterest-bearing deposits | 5,000,000 | 5,279,000 | 5,355,000 | 5,399,000 |
| Equity capital | 5,146,000 | 5,236,000 | 5,366,000 | 5,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 704,000 | 1,396,000 | 2,047,000 | 2,679,000 |
| Interest expense | 303,000 | 588,000 | 858,000 | 1,093,000 |
| Net interest income | 401,000 | 808,000 | 1,189,000 | 1,586,000 |
| Noninterest income | 69,000 | 150,000 | 234,000 | 319,000 |
| Noninterest expense | 247,000 | 487,000 | 742,000 | 1,133,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 223,000 | 471,000 | 681,000 | 767,000 |
| Income tax | 1,000 | 2,000 | 4,000 | 5,000 |
| Net income | 222,000 | 469,000 | 677,000 | 762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,146,000 | 5,236,000 | 5,366,000 | 5,451,000 |
| Total capital | 5,245,000 | 5,332,000 | 5,462,000 | 5,551,000 |
| Risk-weighted assets | 17,374,000 | 17,726,000 | 17,983,000 | 17,241,000 |