Call reports 2025
ROBERT LEE STATE BANK — 2025
What ROBERT LEE STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 47,574,000 | 44,236,000 | 45,078,000 | 44,161,000 |
| Total loans | 15,372,000 | 15,463,000 | 16,559,000 | 16,487,000 |
| Allowance for loan losses | 283,000 | 287,000 | 288,000 | 204,000 |
| Securities available for sale | 23,018,000 | 22,966,000 | 23,282,000 | 23,251,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,484,000 | 38,971,000 | 39,377,000 | 38,379,000 |
| Interest-bearing deposits | 29,181,000 | 26,020,000 | 27,316,000 | 25,382,000 |
| Noninterest-bearing deposits | 13,303,000 | 12,951,000 | 12,061,000 | 12,997,000 |
| Equity capital | 5,015,000 | 5,179,000 | 5,593,000 | 5,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 442,000 | 925,000 | 1,379,000 | 1,844,000 |
| Interest expense | 74,000 | 151,000 | 223,000 | 296,000 |
| Net interest income | 368,000 | 774,000 | 1,156,000 | 1,548,000 |
| Noninterest income | 50,000 | 102,000 | 154,000 | 204,000 |
| Noninterest expense | 365,000 | 726,000 | 1,108,000 | 1,495,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 44,000 | 141,000 | 193,000 | 168,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 44,000 | 141,000 | 193,000 | 168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,098,000 | 6,212,000 | 6,346,000 | 6,369,000 |