Call reports 2024
ROBERT LEE STATE BANK — 2024
What ROBERT LEE STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 47,854,000 | 45,395,000 | 42,179,000 | 39,953,000 |
| Total loans | 14,513,000 | 14,981,000 | 15,226,000 | 15,182,000 |
| Allowance for loan losses | 271,000 | 247,000 | 249,000 | 286,000 |
| Securities available for sale | 24,377,000 | 24,264,000 | 24,688,000 | 22,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,092,000 | 40,512,000 | 36,799,000 | 35,048,000 |
| Interest-bearing deposits | 32,455,000 | 27,666,000 | 24,177,000 | 21,786,000 |
| Noninterest-bearing deposits | 10,637,000 | 12,846,000 | 12,622,000 | 13,262,000 |
| Equity capital | 4,661,000 | 4,802,000 | 5,282,000 | 4,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 438,000 | 928,000 | 1,370,000 | 1,724,000 |
| Interest expense | 69,000 | 142,000 | 225,000 | 306,000 |
| Net interest income | 369,000 | 786,000 | 1,145,000 | 1,418,000 |
| Noninterest income | 57,000 | 108,000 | 161,000 | 218,000 |
| Noninterest expense | 362,000 | 721,000 | 1,074,000 | 1,446,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 64,000 | 173,000 | 237,000 | 150,000 |
| Income tax | 0 | 0 | 0 | 18,000 |
| Net income | 64,000 | 173,000 | 237,000 | 132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,938,000 | 6,056,000 | 6,217,000 | 6,030,000 |
| Total capital | — | — | 6,466,000 | — |
| Risk-weighted assets | — | — | 22,773,000 | — |