Call reports 2023
ROBERT LEE STATE BANK — 2023
What ROBERT LEE STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 47,095,000 | 44,568,000 | 43,557,000 | 42,389,000 |
| Total loans | 14,000,000 | 13,911,000 | 13,894,000 | 14,655,000 |
| Allowance for loan losses | 280,000 | 280,000 | 287,000 | 270,000 |
| Securities available for sale | 25,878,000 | 24,903,000 | 24,654,000 | 24,734,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,837,000 | 40,351,000 | 39,381,000 | 37,242,000 |
| Interest-bearing deposits | 31,949,000 | 28,745,000 | 28,160,000 | 26,027,000 |
| Noninterest-bearing deposits | 10,888,000 | 11,606,000 | 11,221,000 | 11,215,000 |
| Equity capital | 4,240,000 | 4,180,000 | 4,105,000 | 4,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 423,000 | 845,000 | 1,272,000 | 1,685,000 |
| Interest expense | 23,000 | 68,000 | 130,000 | 198,000 |
| Net interest income | 400,000 | 777,000 | 1,142,000 | 1,487,000 |
| Noninterest income | 51,000 | 109,000 | 167,000 | 227,000 |
| Noninterest expense | 356,000 | 701,000 | 1,081,000 | 1,447,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 95,000 | 185,000 | 228,000 | 267,000 |
| Income tax | 0 | 0 | 0 | 28,000 |
| Net income | 95,000 | 185,000 | 228,000 | 239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,682,000 | 5,733,000 | 5,730,000 | 5,936,000 |