Call reports 2022
ROBERT LEE STATE BANK — 2022
What ROBERT LEE STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 51,344,000 | 46,714,000 | 44,549,000 | 43,771,000 |
| Total loans | 13,780,000 | 13,462,000 | 14,123,000 | 14,336,000 |
| Allowance for loan losses | 221,000 | 222,000 | 224,000 | 199,000 |
| Securities available for sale | 24,846,000 | 23,129,000 | 22,561,000 | 24,267,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,016,000 | 42,592,000 | 40,700,000 | 39,665,000 |
| Interest-bearing deposits | 32,615,000 | 31,047,000 | 29,302,000 | 26,936,000 |
| Noninterest-bearing deposits | 13,401,000 | 11,545,000 | 11,398,000 | 12,729,000 |
| Equity capital | 5,289,000 | 4,101,000 | 3,814,000 | 4,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 315,000 | 635,000 | 983,000 | 1,352,000 |
| Interest expense | 21,000 | 40,000 | 61,000 | 83,000 |
| Net interest income | 294,000 | 595,000 | 922,000 | 1,269,000 |
| Noninterest income | 52,000 | 113,000 | 183,000 | 240,000 |
| Noninterest expense | 343,000 | 692,000 | 1,044,000 | 1,387,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,000 | 16,000 | 61,000 | 122,000 |
| Income tax | 0 | 0 | 0 | -12,000 |
| Net income | 3,000 | 16,000 | 61,000 | 134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,879,000 | 5,573,000 | 5,504,000 | 5,633,000 |