Call reports 2021
ROBERT LEE STATE BANK — 2021
What ROBERT LEE STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 46,067,000 | 45,618,000 | 45,207,000 | 46,954,000 |
| Total loans | 15,166,000 | 14,932,000 | 14,537,000 | 14,803,000 |
| Allowance for loan losses | 263,000 | 304,000 | 323,000 | 293,000 |
| Securities available for sale | 19,019,000 | 20,876,000 | 22,012,000 | 22,998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,691,000 | 39,067,000 | 38,549,000 | 40,442,000 |
| Interest-bearing deposits | 28,260,000 | 28,144,000 | 27,520,000 | 26,826,000 |
| Noninterest-bearing deposits | 11,431,000 | 10,923,000 | 11,029,000 | 13,616,000 |
| Equity capital | 6,310,000 | 6,485,000 | 6,577,000 | 6,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 322,000 | 640,000 | 981,000 | 1,301,000 |
| Interest expense | 22,000 | 42,000 | 62,000 | 81,000 |
| Net interest income | 300,000 | 598,000 | 919,000 | 1,220,000 |
| Noninterest income | 43,000 | 99,000 | 148,000 | 203,000 |
| Noninterest expense | 347,000 | 710,000 | 1,048,000 | 1,387,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -4,000 | -13,000 | 19,000 | 36,000 |
| Income tax | 0 | 0 | 0 | -33,000 |
| Net income | -4,000 | -13,000 | 19,000 | 69,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,127,000 | 6,166,000 | 6,214,000 | 6,179,000 |