Call reports 2020
ROBERT LEE STATE BANK — 2020
What ROBERT LEE STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 48,440,000 | 48,734,000 | 43,782,000 | 42,215,000 |
| Total loans | 17,162,000 | 16,781,000 | 16,243,000 | 15,891,000 |
| Allowance for loan losses | 308,000 | 268,000 | 262,000 | 265,000 |
| Securities available for sale | 21,993,000 | 22,184,000 | 20,415,000 | 17,222,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,249,000 | 42,039,000 | 37,055,000 | 35,466,000 |
| Interest-bearing deposits | 31,293,000 | 29,673,000 | 25,254,000 | 23,713,000 |
| Noninterest-bearing deposits | 10,956,000 | 12,366,000 | 11,801,000 | 11,753,000 |
| Equity capital | 6,108,000 | 6,610,000 | 6,631,000 | 6,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 429,000 | 809,000 | 1,166,000 | 1,501,000 |
| Interest expense | 35,000 | 70,000 | 95,000 | 118,000 |
| Net interest income | 394,000 | 739,000 | 1,071,000 | 1,383,000 |
| Noninterest income | 52,000 | 94,000 | 140,000 | 190,000 |
| Noninterest expense | 360,000 | 713,000 | 1,080,000 | 1,452,000 |
| Provision for loan losses | 20,000 | 20,000 | 40,000 | 40,000 |
| Pretax income | 115,000 | 152,000 | 144,000 | 214,000 |
| Income tax | 0 | 0 | 0 | 4,000 |
| Net income | 115,000 | 152,000 | 144,000 | 210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,057,000 | 6,205,000 | 6,190,000 | 6,238,000 |